Private bills belong exclusively to you. Nobody else can see them — not household members, not the people you share bills with.
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Account type · Personal
Your bills. Your space. Your control.
Manage your own bills, payments, budgets and documents in one private digital space.
CHF 9.90/monthor CHF 99/year · first month CHF 4.90
Who Personal is for
- One person managing their own bills and home
- Anyone who wants a private space first — sharing stays optional
- Household members who were invited for free and now want to manage their own bills too
What you can do
- Capture bills from photos or PDFs with AI extraction
- Track due dates, amounts and payment status
- Prepare Swiss payments (ISO 20022) and let your bank execute them
- Keep a searchable document archive per bill
- Share any bill via the recipient's Factoyer code — as many as you like
Private and shared — clearly separated
You can share as many bills as you like — for each bill you enter the Factoyer code of the person you want to share it with (they need an active Personal or Household plan). They see only the bills you shared with them, never your other bills, and you can revoke access at any time.
“Emma manages her personal bills privately. She shares her electricity and internet bills with Alex using his Factoyer code — Alex sees only those bills, never her other bills.”