For households in Switzerland

Household bill management, finally in one place.

Factoyer is a household bill management app built for Switzerland. Instead of chasing invoices across email, paper and banking apps, you keep every bill, due date and document in one clear place — and prepare payments through your own bank.

Start for CHF 4.90

Sound familiar?

  • Bills arrive by email, post and portals — and end up scattered everywhere.
  • Nobody is sure what is already paid and what is still open.
  • Personal and shared household expenses get mixed up.
  • Due dates slip by and reminders come from the biller, not from you.

How Factoyer solves it

Add a bill in seconds

Photograph a paper bill or upload a PDF. Factoyer reads the amount, due date and biller for you, so there is no typing.

One clear list

Open, paid and upcoming bills in a single overview — with the original document always attached.

Private stays private

Choose per bill whether it is personal or shared with your household. Shared costs stay clear without exposing your private ones.

Due dates in view

See what needs attention next, before the biller sends a reminder.

Swiss payment preparation

Turn validated QR-bills into a payment file for your e-banking (ISO 20022). You review and release everything in your own bank — Factoyer never moves your money.

Factoyer organizes and prepares. The final payment always stays with you and your bank.

This is what it looks like

Factoyer dashboard on desktop with open and paid bills
Your bills overview on desktop
Factoyer bill list on a phone
The same overview on your phone
Real Swiss bills captured in Factoyer
Real bills, read automatically

Try it with your own bills.

Start for CHF 4.90