Factoyer
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Payment preparation

Factoyer prepares. Your bank securely pays.

Factoyer organizes the bills you choose and prepares a Swiss ISO 20022 payment file. You upload it to e-banking, review it there and authorize the final payment with your bank.

Prepare bills together

Select several validated bills instead of scanning each QR code separately.

Review before export

Check recipients, IBANs, amounts, references and execution dates before creating the file.

Bank remains in control

Factoyer never replaces your bank. Final review and authorization happen in e-banking.

Factoyer

A controlled payment flow

The prepared file follows the Swiss pain.001.001.09 format used by supported e-banking systems.
  1. 01

    Choose the bills you want to handle.

  2. 02

    Review payment details and create the ISO 20022 file.

  3. 03

    Upload to e-banking and authorize securely with your bank.

3 bills selected

CHF 670

Health insuranceCHF 487
ElectricityCHF 114
InternetCHF 69
Prepare payments

03 — PAYMENTS

Make payment time easier.

When you are ready to handle your bills, Factoyer helps you prepare them in a simpler, more organized way.

You remain in control of the final payment through your bank.

Factoyer generates a Swiss ISO 20022 payment file that you upload to your e-banking. Your bank executes the final payment.

Make payment time simpler.

Start for CHF 4.90